Category: Property Investment

It is a well-known fact that everybody whether a men or a woman desires to have a space that they can call their own. This felling is especially active once a person starts to earn a stable income and is independent. In India too this trend of youngsters buying home is picking up, the numbers are high in metropolitan cities and in developing cities like Jaipur this practice is coming into picture.

Out of the total number of these young first time home buyers, a record number are first time female buyers. According to recent studies,

• One out of every five first time home buyer is a women
• 1/3rd of the entire growth in the real estate market is attributed to female buyers
• More unmarried women then single men are buying houses

Trimurty Builders supports the rising power of women and provide the best and safe living space to female buyers. We are counted amongst the best developers in Jaipur and under are profile lies 4BHK, 3 BHK AND 2BHK flats in Jaipur.

Here are few tips that a women buyer in real estate market should consider –

1.Thoroughly research monthly costs & hidden charges

Remember to consider factors like home maintenance, property tax, insurance, utilities and like. Nose around for hidden charges.

2. Heir a good mortgage broker

A reliable mortgage broker can help you:

✔ Secure the best loan terms

✔ Improve your credit score

✔ Navigate financing options efficiently

3. Ask family/friends for loan

It’s great if you have a friend or someone in family who agrees to lend you money. As the interest would be lower than what you’d be paying to the bank.

4. Investigate the neighborhood

Before finalizing anything, assure yourself on the safety front. Visit the apartment at all hours and keep an eye on the ongoing activates.

5. Check the crime record

Beyond observation, get verified crime statistics by:

✔ Consulting local law enforcement

✔ Checking online crime reports for the area

6. Examine the safety features

Take a note of safety points like solid doors and windows, well-lit entrance,  alarm system, garage with direct access to the flat/house.

Conclusion

With rising financial independence, more women are investing in real estate, making informed and strategic property decisions. Buying a home is a significant milestone, and ensuring financial planning, safety, and security will help you make the best investment.

At Trimurty Builders, we offer premium 2BHK, 3BHK, and 4BHK flats in Jaipur, ensuring comfort, security, and long-term value for female homebuyers.

Frequently Asked Questions

1. Is it a good time for women to invest in real estate?
   Yes! With financial independence and increasing home loan benefits for women, this is a great time to invest.
2. What are the key financial factors women should consider before buying a home?
   Women should assess their income stability, loan eligibility, credit score, and hidden costs before making a purchase.
3. Are there special home loan benefits for women in India?
   Yes! Many banks offer lower interest rates, reduced stamp duty, and exclusive schemes for female homebuyers.

Have you been planning to buy home for a long time, but, couldn’t take the decision? The coming year is the year you should become a home owner.

The uncertainty with respect to delay in project possession and fly-by-night developers will now be ruled out and only the RERA-compliant projects will be offered to public in the market. So, your rights as a property buyer will be secured. Also, it is always a better idea to engage with well-known developers, who have stayed in market for long. Like, Trimurty which has over two decades of real estate experience in Jaipur and has by its side a plethora of lavish residential projects, commercial projects and very soon they’ll be coming up with their pocket friendly affordable residential project under Pradhan Mantri Jan Awas Yojna.

Check Out: Trimurty’s Arabella, the new definition of class and luxury 

That makes for the biggest reason why you should not keep sitting on the fence anymore. If you are on board with this perspective, here are the four steps you should take to prepare yourself for your big decision in 2018:

Check your credit scores

As the very first step, you should get your credit report from an agency like CIBIL (Credit Information Bureau India Limited). You can submit an online application on the company’s website for this purpose.

To get a home loan, your credit score should be above 700. However, if your score is in the range of 750-900, banks will approve your home loan application in no time.

Close other loans

Before you think of taking a home loan, which usually counts in millions of rupees and could be the biggest loan you have ever take, try to close the other loans. Generally, people take personal loan and auto loan before reaching a stage to take a home loan.

It is always better to pay these loans first. This enhances your eligibility to take up a bigger loan. Also, a good track record of paying the past loans improves your credit ratings quite substantially.

Check your credit card usage

Credit rating agencies also examine the amount outstanding towards credit card payments. Any defaults in payments or penalties impact your score. Remember that this one of the ‘high-impact’ criteria for credit rating companies.

Do not buy new credit cards, and limit the number of credit cards so that you can use them carefully and manage the payments in time.

Organise all the documents

When you apply for a home loan, the bank would ask you for certain documents. This include:

• Permanent Account Number (PAN) card
• Form 16 or income tax (IT) returns for the past three financial years
• Bank statement of the past six months
• Salary slips for the past three months
• Appointment letter (optional)
• Address proof; essentially from a government-issued document such a driving license, voter ID card, passport, public sector bank account statement, etc.
• Photo ID card (PAN card, driving license, voter ID card, passport, etc.)
• Thee-four passport size photographs

If you don’t have any of the above credentials, start arranging these documents now.

Final Thoughts

With RERA protection, better home loan options, and upcoming affordable housing projects, 2024 is the perfect time to buy your home. Trimurty’s trusted reputation ensures you get a quality home at the right price. Don’t wait—start your homeownership journey today!

Frequently Asked Questions

1. What credit score do I need to buy a home?
   A credit score above 700 is recommended, but 750+ increases approval chances and lowers interest rates.
2. Why should I close other loans before taking a home loan?
   Clearing other loans improves your home loan eligibility and enhances your credit profile.
3. How can I apply for a home loan?
   You can apply through banks, housing finance companies, or NBFCs with the required documents.

Trimurty has been in the real estate arena for far too long, with its strong foundation led by Udai Kant Mishra, a trusted and renowned name in the real estate industry. What this man started single-handedly twenty-one years ago is now carried forward by his equally talented and acclaimed sons – Anand Mishra, Abhishek Mishra and Sharad Mishra. With the legacy flowing down the lane, things are only taking a promising turn. The three men are like three active shields that integrate Trimuty’s quality, reliability and care for environment fundamentals intact. 

But the big question is what are the strong pillars behind Trimurty’s unbeatable market presence and unstoppable success?

Greener the Better

• Trimurty believes in sustainable development, ensuring that its projects harmonize with nature.
• Use of eco-friendly materials to reduce environmental impact.
• Low carbon footprint construction methods.
  Green spaces and energy-efficient designs for a healthier living environment.

Care for the Elderly

Good values flow within Trimurty and it is very well visible through the innovative designs that are integrated keeping in mind the elderly.  Take, for example, their latest project Ariana that is equipped with amenities like anti-skid tiles and wheelchair user accessible doors.

Labor Safety is Never Overlooked

The backbone of every successful project is its workforce, and Trimurty ensures their well-being.

• On-site kitchens, toilets, and medical rooms for labor convenience.
• Top-tier safety gear and equipment to prevent accidents.
• Clear safety signage and protocols to maintain a hazard-free workplace.

Quality Assurance

As mentioned above, quality is one of the foundation blocks of Trimurty and therefore each element from cement to external fittings is used only after appropriate quality assurance.

Earthquake Resistant

Fighting natural disasters is never easy but when you are prepared things tend to move on your side. All Trimurty projects have hoop reinforcement (for seismic protection) and crack and dampness prevention, enabling the building with earthquake fighting tools.

Final Thoughts

From sustainable living and elderly-friendly designs to top-notch safety and earthquake-resistant structures, Trimurty continues to set benchmarks in the real estate industry.

If you’re looking for a trustworthy developer, Trimurty’s commitment to quality, safety, and sustainability makes it the perfect choice for your dream home!

Frequently Asked Questions

1. How does Trimurty promote sustainable development?
   Trimurty incorporates eco-friendly materials, energy-efficient designs, and green spaces in all its projects.
2. What makes Trimurty’s projects elderly-friendly?
   They include anti-skid tiles, wheelchair-accessible doors, handrails, and user-friendly designs for senior citizens.
3. Are Trimurty’s buildings earthquake-resistant?
   Yes! Hoop reinforcement, crack prevention, and seismic protection measures make them resistant to earthquakes.