{"id":1363,"date":"2017-07-12T07:17:09","date_gmt":"2017-07-12T07:17:09","guid":{"rendered":"http:\/\/www.trimurty.com\/blog\/?p=1363"},"modified":"2025-03-29T11:24:35","modified_gmt":"2025-03-29T11:24:35","slug":"realty-finger-tips","status":"publish","type":"post","link":"https:\/\/www.trimurty.com\/blog\/realty-finger-tips\/","title":{"rendered":"Realty at your Finger Tips"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Confused about the real estate jargon? This blog is for you. In this blog, we\u2019ll talk about the key real estate jargon that\u2019ll help you understand realty at your fingertips!<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Key Real Estate Jargon<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Below is a list of some basic terms that are the ABCs of real estate. Before purchasing real estate in India, it is crucial to know a handful of the most commonly used terms.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carpet Area : <\/b><span style=\"font-weight: 400;\">It is the area of the house that does not include the inner walls\u2019 area. Carpet area calculation also includes the terrace and balcony space, which is normally considered as half of the main or the actual area.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Built-up Area: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Built-up area includes everything right from the thickness of the outer walls, carpet area, balcony area until the inside walls.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Must Read: <\/span><a href=\"http:\/\/www.trimurty.com\/blog\/real-estate-terms-buyer-know\/\"><span style=\"font-weight: 400;\">Understanding Carpet Area, Super Built-up Area &amp; Built-up Area<\/span><\/a><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Super built-up Area : <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">This generally comprises of the built-up area and also all the useable area including the lobby, stairs, corridors, lifts etc and are proportionately divided among the flats.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Per Square Foot Rate : <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Generally developers decide the value of the property based on the per square foot rate of the super built-up area. This is the reason for the super built-up area being termed as \u201cSaleable area\u201d.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Floor Space Index (FSI) : <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Floor Space Index calculation or FSI is the actual ratio between the total built-up area and the available plot area permitted by the Government for a specific locality. A higher FSI will have a higher built-up area.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Residential &amp; Commercial Property: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Residential property refers to those buildings which are developed for personal use and living; Commercial properties are those which are developed solely for business purposes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>What is a Freehold Property? <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">A Freehold property is where the owner has the complete &amp; unconditional ownership of the land and also the building that stands on it. In other words, it is the unrestricted ownership of the whole real estate property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Real Estate Broker: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Real estate brokers are usually professionals who mediate between the owner and the buyer in the sale or purchase of a property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Conveyance: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">It is referred to as the act of transferring or conveying the rights, title, ownership &amp; interests of a property from one person to the other, who is purchasing the property. Any property, whether immovable or movable, should be transferred to the buyer using this agreement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit Score: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">It is a statistically derived score of a person\u2019s credit worthiness, which is generally used by money lenders to know the likelihood of that person repaying his\/her debts. It is usually based on the person\u2019s past credit history.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lease Agreement:<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Lease agreement is one type of contractual agreement made between the lessee (user) and the lessor (owner) to lease out the property for a period of time. The terms cannot be changed until the lease term expires and it should be strictly followed by both the parties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>License Agreement: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">License agreement is referred as the written agreement which is entered into by the owner of the property who gives permission to another person to use the property or involve any activity with regards to the property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Non-Disclosure Agreement: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">A non-disclosure agreement or NDA is a legal contract signed between two or more parties outlining confidential materials, knowledge or valuable information that the parties share among themselves for business purposes but wish to<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">restrict the access to third parties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inherited Property: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Inheriting a property is the practice of passing on a property, titles, debts and any other obligations upon the death of a person or under any other circumstances.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Subletting: <\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">It is basically the practice of an existing tenant to lease out small fraction or the whole property to another person. And the subtenant pays the rent to the tenant instead of paying it to the owner. In India, the tenant is evicted if found guilty of subletting the property to another person without the knowledge of the owner of the property.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Understanding <\/span><a href=\"https:\/\/www.trimurty.com\/blog\/trimurty-builders-jaipur-leading-real-estate-developers-with-timeless-designs\/\"><span style=\"font-weight: 400;\">real estate<\/span><\/a><span style=\"font-weight: 400;\"> terms is crucial for making informed property decisions. Whether buying, renting, or investing, knowing these basics helps you navigate transactions with confidence.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Q. What is the difference between carpet area and built-up area?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Carpet area is the usable space inside a house, while built-up area includes walls, balconies, and other structural elements.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Q. What is a freehold property?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A freehold property gives the owner full ownership of the land and building without restrictions.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Q. What is the purpose of a lease agreement?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A lease agreement defines terms between a property owner and a tenant for a fixed period.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"Confused about the real estate jargon? This blog is for you. In this blog, we\u2019ll talk about the&hellip;","protected":false},"author":1,"featured_media":1364,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-1363","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-property-investment","8":"cs-entry","9":"cs-video-wrap"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Essential Real Estate Terms Every Buyer Should Know<\/title>\n<meta name=\"description\" content=\"Learn key 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